Bobby Kapur is a Principal at financial wellbeing company, Balmoral Financial. With over ten years of experience in the HR industry, Bobby began his career in 2002 with ADP. He has since held various roles for companies including Ceridian, Vebnet (Standard Life) and Benefex. More recently he worked as the business development manager for Capita Employee Benefits, before moving to Balmoral Financial at the beginning of 2016.